Collections Rep

  • location: Bensalem, PA
  • type: Permanent
  • salary: $36,000 - $42,000 per year

job description

Collections Rep

Do you have Collections and banking experience? Are you looking for work or a new oppurtunity with a growing company? This Collector role will be responsible for collecting on delinquent consumer loans and Visa credit cards for an assigned queue of Credit Union accounts, primarily through phone contact, letters and/or emails. The objective is reduce the delinquency and minimize losses.  This Collector must also promote the corporate values of Member Service, Teamwork, Commitment, Performance and Professional Competency.



Responsibilities

  • Collect on delinquent consumer loans and Visa credit cards.
  • Make arrangements for accounts to be brought current, in one or several payments.
  • Follows up on promises and broken promises.
  • Transfers funds from members’ accounts, process ACH transfers and/or Credit/Debit card payments to clear or reduce the delinquency.
  • Skiptrace in order to locate hard to find members.
  • Work with member to ascertain the reason for the delinquency Handle incoming calls for delinquent mortgages. Restrict and/or remove services as needed and in accordance with the policy to reduce potential losses.
  • Use the Collections system effectively by ensuring that all the correct workflow and account notes are 100% accurate.
  • Have a very good working knowledge of the Credit Union’s Policies and Procedures and any laws applicable to the collections of delinquent share or loans. Have knowledge of which departments and personal handle different types of member services issues.


Skills
  • Collections (2 years of experience is required)
  • banking (1 year of experience is required)
Education
  • High School
Qualifications
  • Years of experience: 0 years
  • Experience level:Experienced
Shift: First

Working hours: 9 AM - 5 PM

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EEO Employer: Race, Religion, Color, National Origin, Citizenship, Sex, Sexual Orientation, Gender Identity, Age, Disability, Ancestry, Veteran Status, Genetic Information, Service in the Uniformed Services or any other classification protected by law.

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