Remote DE Underwriter

  • location: Cleveland, OH
  • type: Permanent
  • salary: $80,000 - $85,000 per year
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job description

Remote DE Underwriter

Our client has an immediate direct hire DE Underwriter opportunity.- This position is remote.- The organization is licensed in all 50 states and services over $6 billion in loans monthly.- This position is for their DE Fast Track Program. We are seeking Conventional Underwriters who are interested in getting their DE designation to write FHA loans full time.- This is a 6 week course they will pay for!

Starting salary is $80K with a $5K increase upon completion of the DE course.- In addition, you are eligible for a 6 month $5K retention bonus and quarterly performance bonus.- First year earnings can be in the mid- $90's plus!

- Underwrites FHA loans to verify for completeness, accuracy, and compliance
- Develops and maintains an up to date and sound knowledge of multiple loan product guidelines offered by the company, DU/LP guidelines, and risk assessment tools used to decision mortgage loans
- Reworks loans to new terms, identifies additional conditions as needed to insure a viable credit decision
- Reviews and evaluates borrower(s) profile including but not limited to all income documentation, tax returns, credit reports, preliminary report, judgments, bankruptcy documents and appraisals
- Analyzes and calculates income documentation such as personal and business income statements and ensures all necessary documentation is requested to support final loan decisions
- Exercises good judgment, conducts reasonableness tests and issues quality decisions
- Determines accuracy and completeness of files; ensures processes are consistent
- Demonstrates proficiency in automated underwriting systems (DU, LP)
- Maintains a sound knowledge of secondary market activity, practices, and business/industry practices as they impact underwriting quality and origination activity
- Communicates regularly with sales team, processors and management
- Assists in the preparation of repurchase responses and/or rebuttal reviews

Working hours: 8:00 AM - 5:00 PM

- Appraisal review and tax return analysis skills required (front line)
- Experience reading and interpreting AUS (DU/LPA)
- Prior credit signing authority
- Understanding of TILA, RESPA and Predatory Lending
- Strong analytical and decision making/problem solving skills
- Possess a keen eye for accuracy, attention to detail and ability to handle a high volume work load
- Proficient in computers including LOS systems, Microsoft Office and Excel.
- Ability to adapt/ learn/utilize multiple software programs.
- Experience with paperless environment preferred.
- Required to support and work across all business channels in Underwriting (Retail/CC/Wholesale) as needed

High School


- Have a minimum of three years full-time experience reviewing credit applications and
one- to four-unit property appraisals, within the past five years; or,
- Have a minimum of two years full-time experience reviewing credit applications and
one- to four-unit property appraisals, within the past three years, combined with an
additional three years of such full-time experience within the past ten years; and
- Be a full-time employee of a single Mortgagee; and
- Be authorized to bind the Mortgagee in matters involving origination of mortgages.
- Clear CAIVRS (must check as part of BG process ?? see slide detailing info in CAVIRS)

Please apply to this post with your resume. You may also send your cover letter and resume to Indrani Hausner at If offered the position, training will begin on November 30th.

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    Remote DE Underwriter

  • location: Cleveland, OH
  • job type: Permanent
  • salary: $80,000 - $85,000 per year
  • date posted: 11/5/2020