The DE Mortgage Underwriter will review applications, financial information and credit bureau data to render credit decisions for residential mortgage loans and communicate status in a timely and professional manner.
location: West Chester, Pennsylvania
job type: Permanent
salary: $95,000 - 105,000 per year
work hours: 9 to 5
education: High School
experience: 4 Years
Underwrite 2 to 4 files per day, in accordance with underwriting authority and adhere with company turn times.
Prepare internal communication between external underwriting source and processors.
Must possess excellent oral and written communications skills to interact with both internal and external customers
Must have the ability to analyze credit quality and application information, review and interpret financial statements, read and understand the data in both personal and business bureaus
Must follow company Policies & Procedures and keep abreast of current FHA/VA, FNMA. FHLMC, RESPA, HMDA, Patriots Act, and investor's criteria, which impact the decision making process
Clear all conditions on files with 48 hours of receipt
Must have DE status and prior FHA underwriting experience required
Minimum of 3 years' experience in the mortgage industry
Experience with Encompass
skills: Mortgage Underwriting
Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.