DE Mortgage Underwriter

  • location: West Chester, PA
  • type: Permanent
  • salary: $95,000 - $105,000 per year
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job description

DE Mortgage Underwriter

job summary:
*Remote Opportunity*

The DE Mortgage Underwriter will review applications, financial information and credit bureau data to render credit decisions for residential mortgage loans and communicate status in a timely and professional manner.

 
location: West Chester, Pennsylvania
job type: Permanent
salary: $95,000 - 105,000 per year
work hours: 9 to 5
education: High School
experience: 4 Years
 
responsibilities:
Underwrite 2 to 4 files per day, in accordance with underwriting authority and adhere with company turn times.

Prepare internal communication between external underwriting source and processors.

Must possess excellent oral and written communications skills to interact with both internal and external customers

Must have the ability to analyze credit quality and application information, review and interpret financial statements, read and understand the data in both personal and business bureaus

Must follow company Policies & Procedures and keep abreast of current FHA/VA, FNMA. FHLMC, RESPA, HMDA, Patriots Act, and investor's criteria, which impact the decision making process

Clear all conditions on files with 48 hours of receipt

 
qualifications:
Must have DE status and prior FHA underwriting experience required

Minimum of 3 years' experience in the mortgage industry

Experience with Encompass

 
skills: Mortgage Underwriting
Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.

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