Key Responsibilities
- File Preparation: Collect and organize all required borrower documentation, including income verification, tax transcripts, and credit reports.
- Pre-Underwriting Review: Perform a high-level "scrub" of each file to identify potential red flags or missing information prior to underwriting review.
- Pipeline Management: Monitor the progress of multiple loan files simultaneously, ensuring all internal and external deadlines are met for a timely closing.
- Compliance Oversight: Verify that all disclosures and legal documents adhere to federal and state banking laws.
- Third-Party Coordination: Order and review essential services including appraisals, title searches, and flood certifications.
- System Maintenance: Maintain accurate and up-to-date records within the Loan Origination System (LOS) to ensure transparency across the lending team.
salary: $20 - $24 per hour
shift: First
work hours: 8 AM - 4 PM
education: Bachelors
Responsibilities
Document Management & Quality Control
- Gathering Stipulations: Serving as the primary point of contact for borrowers to collect necessary financial records like tax returns, income statements, and identity verification.
- File Scrubbing: Reviewing all submitted documents for completion and accuracy to ensure no signatures are missing and all data matches the application.
- Audit Preparation: Organizing files so they are "audit-ready" and compliant with both federal regulations and internal bank policies.
- Workflow Management: Moving a loan from the initial application phase through to the final "Clear to Close" status.
- Communication: Acting as the liaison between the Loan Officer, the Underwriter, and the Borrower to provide status updates and request additional information.
- Deadline Tracking: Ensuring that all rate locks and contingency dates are met so the loan doesn't fall through or cost the bank extra fees.
- Vendor Ordering: Initiating requests for essential third-party services such as property appraisals, credit reports, and title searches.
- Discrepancy Resolution: Reviewing title commitments or credit hits and working with the necessary parties to clear up issues before the final review.
The essential functions of this role include:
Skills
Qualifications
Randstad is a world leader in matching great people with great companies. Our experienced agents will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temporary-to-permanent or permanent opportunities, no one works harder for you than Randstad.
Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.
At Randstad, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact HRsupport@randstadusa.com.
Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Randstad offers a comprehensive benefits package, including: medical, prescription, dental, vision, AD&D, and life insurance offerings, short-term disability, and a 401K plan (all benefits are based on eligibility).
This posting is open for thirty (30) days.
